The Universal MasterCard is an ideal choice for anyone that is looking for some entertainment benefits. This is a great credit card for those who have a good credit score and those that are interested in finding a rewards program that is more tailored to the student rather than the standard consumer. The Universal MasterCard provides for a 0% introductory offer to get them started on the right road.

What To Expect

When it comes to this MasterCard offered by Chase, you will get no annual fee and there is no fee for an additional card. These things make it perfect for those looking for a credit card for their student to take away to school. IT does offer the two cycle average daily balance which can be a bit more costly to those that are holding a balance on the card. The APR starts at 23.99% and can move up or down depending on the credit score of the individual.

The Universal MasterCard is a good place to go for rewards too. Here, you will find that you earn one point per dollar. If you visit Universal Studios Them Parks, you will earn 2 points per dollar spent there. What is nice about this student credit card is that the funds from the rewards can be used for things such as private movie screenings, concert tickets or even movie tickets. You can use them to purchase CD's, to get into your favorite Universal theme parks and even to purchase home electronics. These are all things that any student can appreciate having.

The reward points do expire in the course of five years yet there is no yearly limit on them. It is a good reward program and a solid investment. The Universal MasterCard is an ideal choice for most students, young and old, that are looking for a rewards program that is more specific to their needs. With low fees and a 0% introductory rate, it is one of the best choices to consider.